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We were standing at the top of a hill on an island in the middle of Lake Michigan. It was a clear September day, my soon-to-be wifes birthday, as a matter of fact.

A rare bald eagle soared over head. Was it a sign?

The hill, frequented by tourist hikers, was busy on this particular day.

As we finished up our picnic lunch, I anxiously awaited for the foot traffic to clear out. A tiny $3,000 stone on top of a white gold band lay tucked away in the pocket of my shorts.

As the last hiker turned the corner, I got down on one knee and pulled out the engagement ring. Will you marry me?.

How Much should you Spend on an Engagement Ring?

4 months earlier

I knew that I was ready to propose.

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OK, at the risk of dating myself, here’s my Gomer Pyle imitation. Mitt Romney has released his 2010 tax return and sur-prise, sur-prise, sur-prise! He’s a rich guy. Guess how he got rich? Sur-prise, sur-prise, sur-prise! Through investments. And because he makes most of his money through investments, he paid a lower effective federal income tax rate than you may have.

Therefore, he shouldn’t be President. Right? That, folks, is a Gomer Pyle conclusion.

“But he didn’t pay his fair share!” some will say. News flash, yes he did in combing through his return). Romney paid what the law required him to pay; he doesn’t have to pay anything more, as he pointed out. The fact that the law is not fair, does not lead to the conclusion that Romney didn’t pay his fair share. That’s an

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Higher education reforms enacted by the UK Coalition will cause university fees to increase to as much as £9,000 annually in 2012.

This has thrown many students into a state of panic and some companies are taking advantage of the situation. As the result of a media campaign, the popular online payday lender Wonga recently removed a highly controversial website page “targeting students.” Wonga may be the first company to come under attack but it is not likely to be the last.

Many students are now wondering how to afford university attendance. Lend

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As youre likely starting to put things together for your 2011 tax return, its never too early to start looking ahead to 2012 taxes.

One of the benefits of inflation (yes, its a silver lining) is that it can lower your tax liability. In the fall, the IRS announced inflation-adjusted tax bracket (aka tax tables) changes, and there was roughly a 3% increase in each bracket.

What are Tax Brackets or Tax Tables?

Tax brackets represent the income tax rate you owe for that portion of your income that falls into that bracket. In other words, only income that falls into that bracket is taxed at that rate.

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Recent research regarding unauthorized overdraft charges from High Street banks revealed a very alarming situation. Some banks are charging an APR of more than 819,000 percent, which is enough put any customer into shock. The British Banking Association (BBA) has referred to using APR to calculate overdraft charges as “mathematical manipulation” but is willing to address relevant issues.

The Radio 4 Money Box program revealed that a customer exceeding a bank overdraft limit by £100 for 28 days must repay £200. This equates to an 819,100 percent APR. Eric Leenders with the BBA said the fee is considered representative of borrowing on unauthorized overdraft, not of borrowing a certain amount of money. Govan

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